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(Use our advice to find out whether a charity is a scam.)Then there's the fact that even without being fraudulent, some charities routinely spend a larger amount of their donors’ dollars on administrative and fundraising costs than on programs that benefit people in need.

Many scams also use the names and logos of legitimate charitable entities to trick you into giving money.They evaluate charities by looking at a number of factors, including how much of your donation actually reaches the causes you want to support.To get the approval of the Wise Giving Alliance, for example, organizations must spend at least 65 percent of their donations on charitable program activities, and fundraising costs can’t exceed 35 percent.It also provides provides easy-to-follow lists, such as “10 top-notch charities” and, conversely, “10 consistently low-rated charities.” Below are examples of high- and low-rated charities in various categories.As part of of this report on the best and worst charities, we looked for agreement—on positive and negative traits—among the three major watchdogs.

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