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He did a lot of buying and selling of odd things during the war to enable the family to survive.This must have provided him the hands-on training for his stamina in business.He was continuously learning from his customers, suppliers, and employees.This on-the-job research gave him enough confidence to expand to a department store chain.

The economy decline was further aggravated by the assassination of Ninoy Aquino.Many bankers predicted our demise because my dad came from nowhere – he may had a few department stores and shoe stores at that time, but he was not one of the financial heavy-weights at that time.Unaffected by criticism, and armed with sheer determination and optimism, he persisted and opened in 1985 with our department store and supermarket and a few tenants.This is another inspiring story as we witness his rags to riches story on how he built all SM Malls and became one of the biggest bankers enabling him to become the richest man in our country surpassing both Lucio Tan and the Ayalas.Let’s learn and be inspired from another successful entrepreneur story as his daughter Teresita Sy-Coson narrates the story of his father’s success: Our company, SM, as many of you may already know, came from the hard work of my dad, Henry Sy, Sr.




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Then in the morning you decide if you want to be boyfriend and girlfriend.” This one-night stand culture is very difficult for foreigners to understand.


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